Surrogacy in the USA: What UK & European Intended Parents Need to Know

Surrogacy in the USA is one of the most trusted and clearly regulated routes for international surrogacy, giving UK and European parents a sense of stability from the start. The combination of experienced clinics, supportive state laws and structured safeguarding creates a clear path for people who cannot carry, male same-sex couples and single intended parents. Here’s the essential information you need to understand the process and move forward with confidence.

Tassia O'Callaghan profile

Author

Tassia O’Callaghan

Reviewed by

Kayleigh Hartigan

22 min read

Published 5 December 2025

Spotlight:

  • Surrogacy is a way of building a family where someone else carries the pregnancy for you, using either your own embryos or donor gametes, depending on your medical needs.

  • The USA is one of the most established international surrogacy destinations, offering legal clarity, strong safeguarding and experienced clinics across multiple states.

  • Most international intended parents work within surrogacy-friendly US states, where gestational carrier agreements are enforceable and parentage orders are predictable.

  • Finding a surrogate involves medical and psychological screening, matching on shared values, and working with a team who guides you from embryo creation to birth.

  • UK and European intended parents can return home safely with a clear legal pathway, including a US birth certificate, a US passport and later a UK Parental Order.

  • Surrogacy in the USA is a significant emotional and financial commitment, but it provides one of the most structured and reliable routes to parenthood for people who cannot carry a pregnancy themselves.

What is surrogacy?

Surrogacy is a family-building route where one person carries and gives birth to a baby on behalf of the intended parent or parents. It can involve embryos created through IVF using the intended parent’s or a donor’s eggs, or it can use the surrogate’s own eggs depending on the type of surrogacy chosen. Surrogacy is often considered when pregnancy would be medically unsafe or impossible, and it is also a key pathway for many male same-sex couples and single parents. [1]

Why international parents choose surrogacy in the USA

International surrogacy appeals to people for a range of reasons, and the US remains one of the most consistent environments for this route. The combination of medical experience, legal clarity, and established agency support helps parents feel grounded from the earliest stages.

  • Male same-sex couples: The US provides one of the most straightforward legal routes for two fathers to be recognised as parents. Many surrogacy-friendly states offer pre-birth or post-birth parentage orders for both partners, creating a clearer pathway to legal parenthood than is available in much of Europe.

  • People who cannot carry a pregnancy: For some, pregnancy would be medically unsafe or impossible. This includes those who have had a hysterectomy, people with severe endometriosis or adenomyosis, congenital uterine conditions, cardiac or autoimmune disease, or those recovering from cancer treatment. It also includes those navigating recurrent miscarriage or complications in previous pregnancies. Gestational surrogacy creates a medically safer route to parenthood, supported by robust clinical, legal and emotional safeguards.

  • People who choose not to carry: Surrogacy can also be right for those who could medically carry but do not wish to for personal, psychological or trauma-related reasons⁠ — a decision that deserves the same respect and care as any other fertility path.

  • People using their own eggs or donor eggs at any stage of life: A growing number of intended parents arrive at surrogacy with frozen eggs or embryos, whether they froze them earlier in life, during cancer treatment, or more recently as part of their fertility planning. The US offers strong legal protections around parentage and donor rights, helping individuals and couples move from embryo creation to birth with a clear framework.

 

Another reason many international parents look to the US is availability. The UK relies on altruistic surrogacy (surrogacy without compensating the surrogate carriers), which means very few surrogates come forward each year. In contrast, the US allows compensated surrogacy within regulated frameworks, which leads to a greater number of screened, qualified gestational carriers and shorter wait times for a match. For many people, this difference shapes whether surrogacy feels possible in the timeframe they need.

Commercial surrogacy is prohibited under surrogacy laws UK, and compensation is restricted to genuine expenses. This is one of the major differences between UK and US routes and often why people explore surrogacy abroad. [1]

Can foreigners have surrogacy in the USA?

Yes. International intended parents form a significant proportion of US surrogacy programmes, with many large agencies reporting around 50% of their clients coming from overseas.

US agencies, clinics and surrogacy lawyers are experienced in supporting international families at every stage. They work with parents who create embryos in the UK or Europe and arrange their safe transport to the US, as well as those who complete IVF within the US. They also guide intended parents using donor eggs or sperm, coordinate cross-border birth certificates and passports, and advise on immigration requirements for newborns. This joined-up approach helps many people exploring international surrogacy feel more supported and informed throughout the process.

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Is surrogacy legal in the United States?

Yes, surrogacy is legal in the US, but it is governed by state law, not by a single federal system. This means protections and processes depend on where the surrogate lives and gives birth.

Most intended parents work within surrogacy-friendly states, where gestational carrier agreements are enforceable and parentage orders are clear.

There are three broad categories:

Surrogacy-friendly states

These states offer clear statutory protections or long-standing court practice that supports surrogacy for all family types. Intended parents can usually obtain pre-birth or post-birth parentage orders, regardless of marital status, sexual orientation, or genetic connection. These states also typically allow compensated surrogacy within a regulated framework. Surrogacy-friendly states include: [2]

  • California
  • Colorado
  • Connecticut
  • Delaware
  • District of Columbia (Washington DC)
  • Illinois
  • Maine
  • Nevada
  • New Hampshire
  • New Jersey
  • New York
  • Oregon
  • Vermont
  • Washington

 

These states form the most established ecosystem for international surrogacy. Agencies, clinics, and legal teams in these locations routinely support parents flying in from Europe, the UK, and overseas, with clear pathways to parentage and supportive birth certificate and passport processes.

States permitting surrogacy with restrictions

Surrogacy is possible in these states, but the framework is more nuanced. Some states issue pre-birth orders only under specific conditions. Others rely heavily on county-by-county practice, require a genetic link, or ask non-genetic parents to complete post-birth adoption. LGBTQ+ parents or unmarried couples may face additional steps in some jurisdictions.

These states are workable, but outcomes depend on the judge, county, or specific case details. Most agencies treat them as “conditional” options. States permitting surrogacy with restrictions include: [2]

  • Alabama
  • Alaska
  • Arkansas
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Maryland (supportive but not statutory; procedure varies)
  • Massachusetts (favourable case law, but no statute)
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • North Carolina
  • North Dakota (genetic link preferred)
  • New Mexico (pre-birth orders common; no explicit statute)
  • Ohio
  • Oklahoma
  • Pennsylvania
  • Rhode Island (UPA protections but one parent must be a US resident)
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas (requires evidence of medical necessity for intended mothers)
  • Utah (married intended parents only)
  • Virginia (requires specific statutory procedures)
  • West Virginia
  • Wisconsin
  • Wyoming

 

Parents can and do build families in these states, but they require tighter coordination between your agency, clinic, and legal team to ensure the right procedures are followed. For international intended parents, these states may extend timelines or add legal steps, such as second-parent or stepparent adoptions.

States not recommended for international surrogacy

These states restrict compensated surrogacy or make gestational carrier contracts unenforceable. That creates uncertainty around parentage, decision-making, and post-birth legal processes. Most US surrogacy agencies will not match international parents in these states.

States not recommended for international surrogacy: [2]

  • Nebraska: Surrogacy contracts are void and unenforceable. No pre-birth orders. Only genetic parents can be placed on the birth certificate, and all other intended parents must pursue post-birth adoption. Compensation is not enforceable.

  • Louisiana: Surrogacy is only permitted for married heterosexual couples, both genetically related to the child, and who are Louisiana residents. Any arrangement falling outside this definition cannot be recognised, and non-compliant contracts risk civil or criminal penalties.

  • Michigan: Historically criminalised compensated surrogacy. The state has passed new legislation to legalise surrogacy, but it requires at least one party to be a Michigan resident and places strict conditions on agreements. It remains unsuitable for international intended parents and is not currently used by reputable surrogacy agencies for overseas clients.

 

These restrictions make it difficult — and in some cases impossible — for UK and European intended parents to secure parentage or complete immigration steps smoothly.

How US surrogacy works for UK & European parents step-by-step

The surrogacy pathway in the USA follows a clear structure, but every family’s experience takes its own shape. Agencies, clinics and specialist surrogacy lawyers work together to guide you through each stage — from embryo planning to returning home and securing legal parenthood in the UK or Europe. [3]

1. Creating embryos at a US or international clinic

Some intended parents already have embryos stored in the UK or Europe, while others choose to create embryos through a US clinic. Both routes are possible.

If you already have embryos, specialist couriers can transport them safely to your US clinic. If you need new embryos, your clinic will support IVF using your own eggs and sperm or help you select donor eggs or sperm. You’ll also be guided through the UK legal requirements for gamete export, including consent forms and clinic sign-off.

2. Finding a gestational carrier

Your agency will complete medical, psychological and social screening for all potential surrogates. This ensures your gestational carrier is medically suitable, emotionally prepared, and aligned with your values.

Matching focuses on shared expectations — how you want to communicate, how involved you’d like to be during appointments, and what you hope the relationship will look like during pregnancy and after birth.

3. Your role and the agency’s role

Your agency coordinates the practical and emotional backbone of the journey. This includes screening, matching, clinic coordination, oversight of compensation and expenses, and ongoing support for your surrogate and her family.

Your legal team ensures all agreements meet US state requirements and UK parental order criteria. You stay closely involved, but with a team managing the complexities so you can focus on preparing for your child.

4. Compensation model

US surrogacy is commercial, regulated and transparent in surrogacy-friendly states. Compensation follows a structured framework, with set payments and allowances for maternity clothing, travel, childcare, lost wages and any medical contingencies.

Your agency and lawyers ensure the compensation package complies with local laws and is clearly recorded — documentation that will later be required for your UK Parental Order application.

5. Insurance and medical care

Insurance is one of the most significant components of US surrogacy. Your agency and legal team will help you secure appropriate coverage for pregnancy care, delivery, potential NICU costs, and newborn care if needed.

They’ll also guide you on which policies meet both US requirements and the expectations of UK authorities reviewing your Parental Order application.

6. Birth planning

You’ll be involved in birth planning discussions well in advance. This includes hospital choice, how communication will work during labour, and whether you plan to be present at the birth.

US hospitals are familiar with international intended parents, and your legal team ensures all relevant parentage documents are in place for the hospital to follow.

7. Returning home

After birth, your baby will receive a US birth certificate and a US passport. You’ll then begin the UK (or EU) immigration steps, which can take several weeks.

A UK Parental Order can only be applied for once your baby is physically in the UK, and at least one intended parent must be domiciled in the UK, Channel Islands or Isle of Man. The court also requires that at least one intended parent has a genetic link to the child, and the surrogate must give her consent no earlier than six weeks after birth. [4]

Your agency and legal team will guide you through these requirements, including the documentation needed for the British passport application, nationality evidence, and travel planning while you remain in the US.

How long does the surrogacy process take in the USA?

US surrogacy follows a predictable rhythm, even though each family’s timeline will have its own shape. Most international intended parents spend 14–30 months from their first consultation to travelling home with their baby. [5,6,7,8,9]

Here’s how the process typically unfolds:

Phase 1: Agency selection and initial screening

Time estimate: 1–3 months

You’ll meet agencies, compare models, speak with surrogacy lawyers, and review clinic options. This is when you confirm whether you will create new embryos or ship existing ones to the US, and start to understand which US states and clinics best fit your needs as an international intended parent. For UK-based parents, this is also the point where you should take independent legal advice in both the UK and the US, particularly if you’re considering international surrogacy and will need to secure a parental order and bring your baby back to the UK.

Phase 2: Matching with a surrogate

Time estimate: 3–9 months

Matching is thoughtful and carefully managed. You’ll review surrogate profiles, discuss expectations around communication and decision-making, and meet potential matches virtually before anyone commits. Most agencies quote a matching window of roughly 3–9 months, depending on your preferences, your chosen state, whether you need donor eggs, and your requirements around issues like views on selective reduction or termination. This stage is also when many parents start counselling or emotional support, as recommended in UK guidance for those pursuing surrogacy, because the hopes and stakes feel understandably high. [10]

Phase 3: Medical screening for your surrogate

Time estimate: 4–8 weeks

Once matched, your surrogate will attend detailed medical and psychological screening with your chosen clinic. This typically includes review of her previous pregnancy history, blood tests, infectious disease screening, and assessment of her uterine health to confirm she can safely carry a pregnancy. Clinics usually follow similar principles to those set out in UK fertility and surrogacy guidance: informed consent, clear discussion of treatment risks, and counselling support where needed. [10]

Phase 4: Embryo creation or transport

Time estimate: 1–3 months

If you already have embryos in the UK or Europe, your clinic and a licensed medical courier will coordinate the export to your US clinic, following both local and destination regulations on embryo transport. If you’re creating embryos, this phase will include ovarian stimulation, egg retrieval, fertilisation, embryo culture and freezing, and possibly PGT testing, using your own or donor eggs and/or sperm. UK-based guidance stresses that people using donor eggs or sperm should have clear information on donor rights and legal parenthood before treatment; the same principle applies when planning embryo creation for surrogacy in the US, even if the treatment happens abroad. [10]

Phase 5: Legal contracts

Time estimate: 4–6 weeks

Contracts are drafted and reviewed by your surrogacy lawyers in the US, with input from your UK or European lawyer so the agreement works on both sides of the Atlantic. These documents set out expectations around compensation, medical decision-making, insurance, contact, what happens if the pregnancy does not progress, and how parentage will be established under the laws of the birth state. For UK residents, it’s important to remember that surrogacy agreements are not enforceable in UK law and you will still need a parental order once you are home, even if your US contract is fully enforceable in that state.

Phase 6: Embryo transfer

Time estimate: 6–8 weeks

Your surrogate will complete a medicated cycle to prepare her uterine lining for transfer, often including oestrogen and progesterone, with monitoring scans and blood tests. When the clinic is happy with the lining, one (occasionally two) embryos are transferred in a simple procedure similar to IVF treatments described by HFEA, followed by a two-week wait before pregnancy testing. If the test is positive, early pregnancy scans will be arranged; if not, your team will talk you through options for another cycle and any adjustments to protocol. [10]

Phase 7: Pregnancy

Time estimate: 37–40 weeks

Once pregnancy is confirmed, care transitions into routine obstetric follow-up in the US, with additional monitoring if there are complicating factors such as twins, pre-existing health conditions or previous pregnancy complications. You’ll usually have regular updates from your surrogate and clinic, virtual attendance at key appointments where possible, and ongoing contact with your agency and legal team to make sure parentage orders and insurance are on track before birth. UK guidance highlights that surrogacy arrangements can be emotionally demanding for everyone involved, so accessing counselling or support for you and your surrogate throughout pregnancy can be protective for mental health and for ongoing relationships. [10]

Phase 8: Post-birth steps and returning home

Time estimate: 2–6 weeks depending on documentation and processing times

After birth, the US court will issue your parentage documents in line with state law, and your baby’s US birth certificate will be produced naming you as parents. You’ll usually apply first for a US passport so your baby can travel, then work with a UK or European lawyer to confirm your child’s nationality position and next steps for a UK/EU passport or entry clearance, following the Home Office’s nationality and overseas surrogacy guidance. Once you’re back in the UK, you will still need to apply for a parental order within six months of birth so that legal parenthood is transferred from your surrogate to you under UK law. The UK government is clear that at least one intended parent must be domiciled in the UK, Channel Islands or Isle of Man, the child must live with you in the UK, and at least one of you must have a genetic link to the child for a parental order to be granted.

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How much does a surrogate mother cost in the USA?

Costs are one of the most important parts of planning, yet also one of the hardest to pin down. The US healthcare and insurance systems are complex, and transparent cost data can be difficult to obtain — even within clinics and hospitals. What we share here reflects a combination of published ranges and the real experiences of international intended parents in our community. Your own pathway may sit at the lower or higher end depending on your state, clinic, medical needs and the type of support you require.

As a guide, most intended parents budget £135,000–£225,000 (approximately $170,000–$300,000). Surrogacy in the USA is commercial but regulated, and compensation sits within ethical frameworks designed to safeguard both surrogates and intended parents.

Below is a breakdown of the major components:

  • Agency fees: £20,000–£35,000 ($25,000–$45,000) Covers screening, matching, case management, support services and coordination of the entire journey.

  • Surrogate compensation: £15,000–£60,000 ($20,000–$80,000) Compensation varies by state and experience. Includes allowances for maternity clothing, travel, childcare, and lost wages.

  • Insurance: £20,000–£75,000 ($25,000–$100,000) Insurance is often the most unpredictable element. Policies may need to cover pregnancy care, delivery, emergency care, and newborn or NICU support. Costs vary widely because the US insurance market is highly fragmented and hospital billing practices differ across states.

  • IVF and medical costs: £15,000–£53,000 ($18,000–$70,000) This includes embryo creation, transfer cycles, medication, bloodwork, scans and any additional treatment steps. Medical pricing is highly variable across US clinics and hospitals.

  • Legal fees: £10,000–£23,000 ($12,000–$30,000) This covers contract drafting, parental orders, court filings and specialist legal advice in both the US and your home country.

  • Travel and accommodation: £8,000–£20,000 Dependent on distance, number of visits, birth location and length of stay after delivery.

  • Allowances and contingencies: £15,000–£30,000 Set aside for unplanned events such as additional medical procedures, extended bed rest or C-section fees.

  • Donor costs (if needed):

    • Egg donors: £12,000–£25,000
    • Sperm donors: £1,000–£2,500 (typically)

    Some donor programmes offer additional tiers — for example, donors with extensive academic, medical or personal profiling — which can significantly increase costs. In select high-demand programmes, sperm or egg donor fees can reach considerably higher figures, into the hundreds of thousands.

 

Does the NHS pay for surrogacy in the USA?

No. The NHS does not fund US surrogacy, surrogate compensation, donor costs or agency fees. [11]

The NHS may, however, provide medical care for an intended mother or a surrogate who is physically in the UK and undergoing treatment here, but this support does not extend to any part of an overseas surrogacy arrangement.

Because UK law only permits surrogates to receive expenses rather than compensation, the pool of potential surrogates is far smaller than in the USA. Many intended parents turn to US surrogacy for its clear legal frameworks, predictable parentage processes, and the greater availability of screened gestational carriers within a regulated, compensated system.

Choosing a US surrogacy agency and clinic

Selecting your agency and clinic shapes your entire experience. Look for:

  • Experience with international intended parents: They should understand UK and EU processes, including parental orders, immigration, embryo shipping and cultural context.

  • Legal partners: Your agency should connect you with expert surrogacy lawyers in both the US and your home country.

  • Surrogate screening standards: High-quality screening reduces medical and emotional risk.

  • Transparency: Full breakdowns of fees, timelines and expectations help you understand each stage clearly.

  • Birth-state strategy: The agency should be aligned with surrogacy-friendly states that offer straightforward parentage orders.

  • Insurance guidance: Navigating insurance is complex; strong support here is essential.

 

If you’re not sure where to start, reach out to our fertility expert for 1:1 guidance on your family-building journey.

How to find a surrogate in the US

Finding a surrogate in the US is a structured process, built on clear medical and psychological standards. Most intended parents work with licensed clinics and specialist surrogacy lawyers. These organisations set the benchmark for who can become a gestational carrier and how screening must be carried out to protect everyone involved.

Screening is intentionally rigorous. ASRM (the American Society for Reproductive Medicine) recommends that gestational carriers must have at least one previous uncomplicated pregnancy, no unresolved birth complications, and no medical conditions that would increase risk in a surrogate pregnancy. [12]

In addition to reproductive history, carriers undergo a full medical workup — blood tests, infectious disease screening (as required under US FDA donor eligibility regulations, 21 CFR 1271), and a review of past obstetric records. They must also meet psychological criteria: ASRM recommends a comprehensive mental health evaluation to ensure the surrogate fully understands the emotional, relational and ethical responsibilities of carrying a pregnancy for someone else. [12,13]

Surrogates also need a stable home life and reliable social support. This isn’t a judgment on family structure — it’s about ensuring the surrogate has the emotional and practical stability needed during pregnancy. A supportive environment reduces stress and improves outcomes for both the surrogate and the intended parents.

Once a surrogate passes all medical and psychological checks, the matching process begins. This is much more than reviewing a profile — it’s a guided conversation about expectations, boundaries, medical decisions, communication styles, and the type of relationship you want before, during and after the pregnancy. ACOG (the American College of Obstetricians and Gynecologists) notes that shared decision-making and clear consent are essential for safe, ethical surrogacy arrangements, which is why these conversations matter so much. [14]

A well-matched surrogate–parent partnership doesn’t happen by accident — it’s the result of structured screening, professional safeguarding and genuine human connection. The goal is to build a relationship where everyone feels informed, respected and supported throughout the journey.

How UK and European parents bring their baby home from the USA

After birth, the process to bring your baby back to your home country is straightforward: [3]

  1. US birth certificate: Your baby is born a US citizen. You will be listed as parents based on your parentage order and state law.

  2. US passport: Issued within days to a few weeks, depending on the processing time in your state.

  3. UK or EU passport or entry clearance: You’ll work with an international surrogacy lawyer to prepare documentation for entry to your home country. Requirements vary based on genetics, marital status and local laws.

  4. Travel considerations: Most families stay in the US for 2–6 weeks after birth while documentation is completed.

  5. Registering your baby at home: You’ll register with a GP, update your NHS records if relevant, and begin applications for benefits or childcare registrations as needed.

Summary

Surrogacy in the USA offers a structured, transparent and legally defined route to parenthood for international intended parents. For UK and European families who cannot carry a pregnancy, or who need a gestational carrier because of medical or personal circumstances, the US provides a level of clarity that is often unavailable domestically.

You are navigating a major decision — emotionally, legally and financially. At Seen Fertility, we believe strongly in accessible, trustworthy and unbiased information. Our role is to help you understand your options, choose with confidence and feel supported through each step.

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Surrogacy in the USA FAQs

How much do surrogates get paid?

US surrogates typically receive anywhere from £15,000–£60,000 in compensation, along with allowances for maternity clothing, travel, childcare and lost wages. Compensation varies by state and experience and is managed transparently by your agency.

Can you use embryos stored in the UK for surrogacy in the USA?

Yes. Many intended parents ship embryos from the UK or Europe to their US clinic. Specialist medical couriers handle the process, and your US clinic will coordinate with your UK clinic to ensure safe transfer. This allows you to use embryos you’ve already created without repeating the IVF cycle. [15]

Do you get to meet your surrogate?

Yes, many intended parents meet their surrogate virtually during the matching process. Many also meet in person during embryo transfer or pregnancy milestones, depending on travel preferences. Communication styles vary, and your agency will help you create boundaries and expectations that feel comfortable for everyone.

Is the baby biologically yours if you use a surrogate?

In gestational surrogacy, the surrogate doesn’t share DNA with the baby. Biology comes from the eggs and sperm used to create the embryo, which may be from you, your partner, or donors depending on your fertility path. This gives you clarity about genetic relationships from the very beginning. Your legal team and clinic will guide you through each option so you feel fully informed and confident in your choices. [1,16]

Sources

  1. Human Fertilisation & Embryology Authority. Surrogacy.

  2. Legal Professional Group; American Society for Reproductive Medicine. Surrogacy Laws By State.

  3. Gov.uk, Foreign, Commonwealth & Development Office. Surrogacy Overseas. Updated 1 November 2022.

  4. Gov.uk. Surrogacy: legal rights of parents and surrogates.

  5. Growing Families. Surrogacy in the USA.

  6. Care Fertility. How long does the surrogacy process take?

  7. American Surrogacy. How Long Does the Surrogacy Process Take?

  8. BrilliantBeginnings. Surrogacy in the USA: an overview.

  9. Hatch. How Long Does The Surrogacy Process Take. 10/01/2025.

  10. Gov.uk. The surrogacy pathway: surrogacy and the legal process for intended parents and surrogates in England and Wales. Updated 3 October 2025.

  11. NHS. Ways to become a parent if you’re LGBT+. Page last reviewed: 15 June 2023.

  12. American Society for Reproductive Medicine. Gestational Carrier (Surrogate). Revised 2023.

  13. Code of Federal Regulations. PART 1271—HUMAN CELLS, TISSUES, AND CELLULAR AND TISSUE-BASED PRODUCTS. Jan. 19, 2001.

  14. American College of Obstetricians and Gynecologists. Family Building Through Gestational Surrogacy. March 2016.

  15. Human Fertilisation & Embryology Authority. Importing and exporting sperm, eggs and embryos.

  16. Human Fertilisation & Embryology Authority. Surrogacy: a factsheet.